The State of Florida requires all owners of motor vehicles to carry Personal Injury Protection (PIP) insurance. When you are in a crash your own PIP will pay most of your medical expenses and lost wages regardless of who was at fault for the crash. This is why people sometimes say Florida is a “no fault” insurance State. However, the portion that PIP does not pay will be owed by the person who caused the crash. If you have a permanent injury you will be allowed to recover for non-economic damages typically referred to as “pain and suffering” as well as your lost wages and medical expenses. In both working with your own insurance company and determining the seriousness of your injuries, it’s best to hire an auto accident attorney. I can help you navigate medical documents to determine the seriousness of the injury, and relieve you from frustrating conversations with insurance representatives. As someone injured in an auto accident, you are entitled to compensation for your loss. But you should be focused on treating your injuries and recovering. Having to deal with insurance companies, fight for money to cover your medical bills and loss of wages, and sorting through police reports and medical documents will only add to your stress. Let me take care of fighting for compensation for your injuries and financial losses. I have handled cases just like yours. Give me a call or send me an email. I am here to help you.